12 Emplois pour Junior Analyst - France

STAGE/INTERNSHIP COMMERCIAL FINANCE JUNIOR ANALYST

Paris, ILE DE FRANCE Coty

Publié il y a 4 jours

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Description De L'emploi

STAGE/INTERNSHIP COMMERCIAL FINANCE JUNIOR ANALYST
**COMMERCIAL FINANCE JUNIOR ANALYST**
**6-month internship starting from January 2026**
Unique opportunity to evolve in an international and fast-paced environment while growing your financial skills as a Commercial Finance Analyst.
**RESPONSABILITIES**
Your main focus:
+ Participate in monthly Actuals analysis with markets and collect information on key deviations vs. forecast/Plan
+ Prepare monthly performance reporting for Senior Leadership
+ Analyse complex financial information and reports to provide accurate and timely financial recommendations to finance and business teams for decision making purposes
+ Identify and drive process improvements across the Finance Function
Working for Coty means that we believe in equality and inclusion for all, and stand together with those fighting for freedom, justice, and equal rights regardless of who you are or who you love.
If you want to think bigger, learn faster and go further than you ever thought possible - we'd love to hear from you!
The team consists of 3 people (Finance Director and two Managers). You will work closely together with several departments such as Local Finance, Commercials Teams, Supply Chain, etc. The position will permit you to have a full understanding on the P&L and major financial KPI to drive a business.
**YOU ARE A COTY FIT**
You like to interact with People, putting numbers to work and you get energy from working in a fast-paced, diverse, and international environment. Other than that, you:
+ Ideally a first experience in Finance
+ Rigorous, organized and agile with the capability to deal with a large amount of data
+ Master in Finance tools, a good knowledge of PowerBi will be a plus
**BENEFITS**
+ A salary that matches your knowledge and experience
+ Meal vouchers
+ 50% transportation refund
+ Access to the COTY shop with preferential rates on COTY products
**ABOUT COTY**
Coty is one of the world's largest beauty companies with an iconic portfolio of brands across fragrance, color cosmetics, skincare, and body care.At Coty, we celebrate the entire human kaleidoscope and cultivate a culture of fearless kindness. Therefore, we are proud to be an equal opportunities employer. We do not discriminate against any candidate or employee and strive to be an open, inclusive and diverse workplace where all employees can be their authentic self.
For additional information about Coty Inc., please visit FR
City: Paris
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Experienced Financial Analyst

Bagneux, ILE DE FRANCE American Tower

Hier

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Description De L'emploi

**Job Description**
Join our Finance team as an Experienced Financial Analyst, where your analytical expertise will support strategic decision-making and financial performance across the organization. Reporting to a Finance Manager, you will play a key role in financial reporting, planning, and business analysis, while contributing to process improvements and cross-functional collaboration.
+ Bachelor's or Master's degree in Finance, Accounting, Business Administration, or a related field.
+ 3-5 years of experience in financial analysis, planning, or reporting roles.
+ Strong analytical skills with proficiency in Excel, Power BI, and financial systems (e.g., Oracle, TM1).
+ Solid understanding of accounting principles (US GAAP, FR GAAP) and financial controls.
+ Effective communicator in both French and English, with the ability to present complex data clearly.
+ Detail-oriented, proactive, and comfortable working in a fast-paced, collaborative environment.
**Responsibilities**
1. Financial Analysis & Reporting
+ Support the month-end close process by preparing and analyzing financial results, identifying key variances against budget, forecast, and historical trends.
+ Develop and maintain financial reports and dashboards, ensuring accuracy, timeliness, and compliance with US GAAP and FR GAAP.
+ Contribute to the enhancement of reporting tools and processes, including automation and BI initiatives (e.g., Power BI, Oracle, TM1).
+ Collaborate with the Finance Manager and senior analysts to deliver insights that support business performance and decision-making.
2. Financial Planning & Forecasting
+ Participate in the preparation of budgets, forecasts, and long-range planning exercises.
+ Provide input and analysis to support the development of financial models and scenario planning.
+ Assist in preparing presentations and reports for senior leadership, highlighting key risks and opportunities.
3. Business Partnership & Cross-Functional Support
+ Act as a point of contact for regional and corporate finance teams, delivering data-driven insights and supporting ad hoc analysis.
+ Contribute to investor-related financial analysis and reporting under the guidance of senior team members.
+ Support cross-functional initiatives and projects, providing financial expertise and analytical support.
**Requisition ID** : 2073
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Sr Financial Analyst - Europe

American Tower

Publié il y a 5 jours

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Description De L'emploi

This position may be located in any ATC Office in Europe.
The Senior Financial Analyst for Europe serves as both a business partner to our external shareholders and provides support to our country teams. This will require the candidate to help maintain a complex financial model for our shareholders, as well as cooperate with his/her manager and our country teams to ensure our forecast and business plan is on track and raise any deviations. The analyst would also aid in the coordination of all non-financial reporting matters to external shareholders and help develop quarterly Board presentation material (as well as ad hoc analysis for our investors). Additionally, cooperation with various internal contributors across the region and corporate is required. Given these complexities, the candidate must be flexible, have good communication skills, and have the ability to perform both hands-on Excel work and understand complex financial structures.
During busy periods, the Senior Analyst may also support the Region finance team on its other responsibilities, including budgeting, reporting, standardizing, streamlining and automating processes, and any other miscellaneous analyses and tasks.
+ Strong financial skill set with an understanding of USGAAP, with working knowledge of income statements, balance sheet, and statement of cash flows
+ Excellent financial modeling (Excel) skills
+ Strong relationship management and consensus building skills.
+ Strong interpersonal skills, able to work and communicate effectively with different functions across the organization.
+ Creative and analytical thinker
+ Highly organized and able to achieve multiple objectives within short time spans.
+ Detail oriented and able to multitask, meet deadlines, and adjust to changing priorities
+ Self-motivated, able to work in a team and independently
+ Ability to exercise independent discretion on matters of significance
+ Able to provide excellent client service.
Education and Experience
+ Bachelor's degree required
+ Fluent in English; Spanish, French, German a benefit
+ At least 4 years of experience creating and reviewing forecasts, budgets, and reports in a complex organization involving multiple markets.
+ Experience working for a multicultural, multi-country organization.
+ Knowledge of and experience with planning tools such as Essbase, Tm1, Data Visualization Tool, OBEII, Planning Analytics, etc.
+ Strong Microsoft Office skills, particularly a high proficiency with Excel and PowerPoint.
+ Experience with data visualization platforms such as Power BI, Tableau or Qlik Sense is highly valued
+ Telecommunications and/or tower industry experience preferred.
+ Maintain financial model with external shareholders and markets (updates 2x per year) and managing the internal LTP reporting to ATC Corp.
+ Help review long range forecasts for our operations in Europe.
+ Support the Budget and Forecast cycles by preparing the consolidated financial view for Europe and conducting in-depth performance analysis across individual markets to identify key drivers, trends, and variances.
+ Conduct analysis, also on an ad hoc basis, for the Europe and International leadership teams
+ Develop and maintain strong relationships with internal finance peers, and business leaders in our Europe operations
+ Track performance of acquisitions and projects / organic business growth
+ Aid in the preparation of investor material (including Board materials)Support the preparation of Monthly Management Reviews (MMR), including the collection, validation, and analysis of financial reports used as source material for these reviews
+ Promote value-added reporting, standardization, and cross-functional training between regions/markets, along with other activities that incentivize business partnerships within markets and regions.
+ Coordinate with the Europe markets regarding key deliverables related to investor materials, including long-term strategic plan updates, and board materials.
**Requisition ID** : 2014
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Senior Quantitative Financial Analyst - Counterparty Model Validator

Paris, ILE DE FRANCE Bank of America

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Description De L'emploi

Senior Quantitative Financial Analyst - Counterparty Model Validator
Paris, France
**To proceed with your application, you must be at least 18 years of age.**
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**Job Title:** Senior Quantitative Finance Analyst - Counterparty Model Validator
**Corporate Title:** Director
**Location:** Paris
**Company Overview:**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
**Location Overview:**
Based in the 8th arrondissement and within the Parisian Golden Triangle, our beautiful Art-Deco era office benefits from luxury modern workspaces, an abundance of natural light and is easily accessible by public transport.
**Role Description:**
Independent Model Risk Management seeks a Senior Quantitative Finance Analyst to support model validation and model risk management activities associated with models used in Global Markets for measuring, reporting and managing of counterparty risk. The role will also support the Legal Entity oversight of counterparty models in the French entity, including interactions with local supervision team. In addition, the role may contribute to model validation and model risk management activities in other US and EMEA legal entities as needed.
The role involves hands-on expertise to conduct independent review and testing of complex models, it also requires the ability to develop tactical tools to organize ad-hoc analysis and identify emerging model risk themes. It will require collaboration with model development teams, front line units, and support functions hence good communication skills are required. The Senior Quantitative Finance Analyst will produce technical reports for distribution and presentation to stakeholders including senior management, audit, and banking regulators.
**Responsibilities:**
+ Validate counterparty system models and their components developed by Quantitative Strategy and Data Group and Global Risk Analytics across all asset classes.
+ Review the underlying assumptions, theory, derivation, empirical evidence, implementation and limitations of the model being validated
+ Perform independently testing to identify/quantify model risk associated with the model being validated
+ Prepare validation report and technical documents for the model being validated
+ Work closely with model stakeholders and senior management with regard to communication of submission and validation outcomes
+ Identify continuous improvements through reviews of approval decisions on relevant model development or model validation tasks, critical feedback on technical documentation, and effective challenges on model development/validation
+ Maintain and provides oversight of model development and model risk management in respective focus areas to support business requirements and the enterprise's risk appetite
+ Lead and provides methodological, analytical, and technical guidance to effectively challenge and influence the strategic direction and tactical approaches of development/validation projects and identify areas of potential risk
+ Participate in MRM engagements with regulatory bodies
**What we are looking for:**
+ A PhD degree in quantitative finance or quantitative sciences, e.g. physics, mathematics, statistics and related fields
+ In depth understanding of financial mathematics including stochastic calculus and probability theory, as well as derivative pricing and counterparty risk models
+ Familiarity with Basel III framework and its implementation in CRR in EU and UK
+ Extensive experience in quantitative modeling and/or validation in CVA/CCR area
+ Coding ability in Python, R, C++ is a plus
+ Familiarity with LaTeX as documentation preparation system
+ Critical thinking, intellectual curiosity and collaboration
+ Communication, verbal and in writing
+ Adaptability
+ Research
+ The role is not expected to have direct responsibilities for managing associates but may involve leading collaborative projects where coordination and direction of work of junior associates may be required.
**Benefits of working at Bank of America:**
**France**
+ Competitive retirement plan in addition to State plans
+ Mandatory Medical Plan provided by the bank as a top-up to Social Security health benefits for you and your family.
+ Employees and family members can receive free health advice 24/7 through a range of English and French speaking medical providers
+ Life and disability insurance
+ Time Savings Account ('CET') to save some of your leave days, cash them out or use them later
+ Reimbursement of 50% of your commuter pass
+ Nursery scheme for children under age 3
+ Works council benefits
+ Access to an Employee Assistance Programme for confidential support and help for everyday matters
+ Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering with local charities
+ Opportunity to receive free entry to arts exhibitions sponsored by Bank of America in Paris
**Bank of America:**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
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Junior FP&A Analyst (H/F)

Bagneux, ILE DE FRANCE Quadient

Publié il y a 2 jours

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Description De L'emploi

**Junior FP&A Analyst (H/F)**
**Entretenir des relations avec Quadient**
Quadient est un leader mondial en solutions de communication client. Jouissant de plus de 100 ans d'expérience et bénéficiant encore et toujours d'une grande notoriété, nous avons pour objectif d'être la force motrice qui œuvre derrière les expériences client les plus éloquentes au monde. L'innovation et la croissance commerciale que nous avons réussi à atteindre s'inspirent des relations que nos employés entretiennent, au quotidien, avec nos clients et entre eux. Ce sont ces relations qui font de Quadient un endroit exceptionnel où vous pouvez faire progresser votre carrière et aider notre équipe portée sur l'avenir à ouvrir la voie.
**Localisation :** Paris, Bagneux, France (travail hybride possible)
**Équipe :** Finance
**Rattachement hiérarchique :** FP&A Director - Mail Division
**Rejoignez Quadient et façonnez l'avenir de la communication client**
Chez **Quadient** , nous croyons que les connexions humaines sont au cœur de la réussite. Notre division **Mail** , pilier historique de notre activité, accompagne les entreprises dans la diffusion de communications à fort impact, tant physiques que numériques. Dans un contexte de transformation globale, nous renforçons notre équipe FP&A et recherchons un(e) **Analyste Financier(ère) Junior** pour contribuer à la performance de notre division Mail à l'échelle internationale.
**Vos missions**
Sous la supervision de la Directrice FP&A, vous interviendrez sur l'ensemble des activités de pilotage financier :
+ Élaboration des rapports mensuels de performance et des indicateurs clés (KPI)
+ Analyse des écarts et identification des leviers d'explication
+ Réalisation d'études ponctuelles pour appuyer la prise de décision
+ Contribution à la préparation des présentations à destination du management
+ Participation aux processus budgétaires et aux plans à moyen/long terme
+ Garantie de la qualité et de la cohérence des données dans les outils de reporting
+ Appui à l'automatisation des rapports financiers
+ Collaboration étroite avec les équipes de contrôle de gestion
**Profil recherché**
+ Formation Bac+5 (ou en cours de validation) en :
+ École de commerce avec spécialisation finance
+ Finance d'entreprise / Contrôle de gestion / Audit
+ Comptabilité / Gestion
+ École d'ingénieur avec double compétence en finance
+ Première expérience (stage ou alternance) en FP&A, contrôle de gestion ou audit financier appréciée
+ Maîtrise d'Excel et PowerPoint ; la connaissance d'Oracle SmartView est un atout
+ Esprit analytique, rigueur, curiosité et sens du travail en équipe
+ Bon niveau d'anglais professionnel
+ Motivation à évoluer dans un environnement international, hybride et agile
**Flexibilité de travail** : bénéficiez d'un modèle de travail hybride, alliant bureau et télétravail, pour un mode de vie équilibré.
**Accès illimité à la formation :** accédez à des opportunités mondiales de développement grâce à notre plateforme de formation en ligne, disponible 24 h/24 et 7 j/7.
**Communauté inclusive :** Rejoignez nos communautés engagées et participez à notre programme philanthropique.
**Récompenses exhaustives :** obtenez des récompenses exhaustives compétitives pour le bien-être, l'équilibre entre vie professionnelle et vie privée, et bien d'autres choses encore, comme un généreux plan de parrainage.
**Attention portée au bien-être** : profitez de notre programme gratuit d'assistance aux employés pour soutenir votre santé mentale.
Chez Quadient, notre approche de Smart Work favorise la connexion, la collaboration et l'innovation, tout en offrant une flexibilité adaptée aux besoins des postes. Sur site, hybrides ou à distance, nos environnements de travail sont conçus pour favoriser la productivité et l'engagement. Les employés hybrides concilient travail à distance et travail au bureau, les postes sur site contribuent quotidiennement à notre culture d'entreprise dynamique, et les employés à distance restent connectés grâce à la collaboration virtuelle et aux événements en personne. Où que vous travailliez, vous ferez partie d'une communauté dynamique, centrée sur l'humain, qui favorise la réussite collective.
**Soyez vous-même chez Quadient**
Nos valeurs déterminent la manière dont nous travaillons en tant qu'équipe : Empowerment (Responsabilisation), Passion (Passion), Inspiration (Inspiration) et Community (Communauté). Elles nous inspirent à adopter un comportement EPIC. Ensemble. Ce qui différencie Quadient, c'est justement les différences de chacun et chacune. Nous sommes une équipe d'individus qui ont un objectif commun, mais de nombreux points de vue. Lorsque vous entretenez des relations avec Quadient, vous rejoignez une communauté bienveillante dont la culture prône la différence et accorde de la valeur à chaque avis.
Nous étudierons toute modification suggérée du processus d'entretien, dans la mesure où elle raisonnable. Si vous avez besoin d'aide avec le processus de dépôt de candidature, veuillez nous envoyer un e-mail à l'adresse ( ) .
Quadient est un employeur garantissant l'égalité des chances en matière d'emploi. * : Nous croyons fermement à l'absence totale de discrimination en matière d'emploi, quelle que soit la raison, notamment la race, la couleur, la religion, le sexe, l'origine nationale, l'âge, le handicap, le statut d'ancien combattant ou de militaire, les informations génétiques, la citoyenneté et toute autre caractéristique protégée par la législation locale, étatique ou fédérale.
**Nous tous. Unis dans nos relations.**
**#LI-AO1**
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Financial Planning & Analyst Assistant H/F

IRIS GALERIE

Publié il y a 5 jours

Emploi consulté

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Description De L'emploi

Notre société :

Iris Galerie est une société internationale qui propose l’expérience unique de révéler la beauté des yeux grâce au procédé de macrophotographie. Nous créons à partir de l’iris de nos clients une photographie d’art unique et originale disponible à travers un large panel de formats et finitions. Nous offrons une expérience artistique inoubliable et pleine de surprises, accessible au plus grand nombre.

Iris Galerie dispose d’un réseau de près de 200 galeries ouvertes en moins de 3 ans dans 19 pays et un projet d’ouvertures de plus de 100 galeries pour l’année 2025 et en France et à l’international dans des villes à fort attrait culturel.

Iris Galerie poursuit son développement et recherche un Financial Planning & Analyst Assistant H/F en alternance pour accompagner sa croissance. Si vous souhaitez participer à une aventure entrepreneuriale originale et ambitieuse et devenir un des futurs ambassadeurs d’Iris Galerie, rejoignez-nous !

Votre mission :

En lien direct avec le responsable groupe du contrôle financier, vous contribuerez activement à l’élaboration, le contrôle et la restitution des données financières et opérationnelles.

Pour cela vos missions seront les suivantes :

  • Participer à la clôture mensuelle des comptes;
  • Participer au reporting mensuel consolidé (15 filiales : USA, Italie, Espagne.);
  • Analyser les écarts entre les prévisions budgétaires et les réalisations;
  • Vérifier la cohérence des données financières et remonter les anomalies;
  • suivre le cash flow consolidé;
  • Appuie des équipes sur le suivi opérationnel des projets;
  • Mettre en place et suivre les évolutions des principaux postes de dépenses
  • (déplacements note de frais.);
  • Aide à au déploiement et la mise en place d’outils.

Votre profil :

  • De formation BAC+5, en Ecole de Commerce ou d’Ingénieurs, spécialisation Finance ou Contrôle de gestion.
  • Vous justifiez d’une première expérience en finance (idéalement en contrôle de gestion).
  • Dynamique, rigoureux(se), organisé(e), vous avez un bon relationnel et avez une bonne
  • faculté d’analyse des chiffres et de synthèse.
  • Vous serez amené(e) à faire preuve d’initiative et d’autonomie et vous êtes reconnu(e) pour votre sens du travail en équipe.
  • Vous maîtrisez les logiciels de bureautique, pack office, la suite google, notamment excel.
  • Vous avez un niveau d’anglais courant.

Nos conditions :

  • Type de contrat : stage de 6 mois
  • Statut: employé
  • Lieu de travail : 8ème arrondissement de Paris

Rémunération et avantages:

  • Rémunération selon les montants minimums conventionnels
  • Participation aux frais de transport à hauteur de 50%
  • Mutuelle d’entreprise
  • Tickets restaurant
  • Ordinateur portable

#INDSPO2

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Anti-Financial Crime Analyst (French) - RELOCATION TO BUCHAREST

Salve.Inno Consulting

Publié il y a 4 jours

Emploi consulté

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Description De L'emploi

Location: Bucharest, Romania
Employment Type: Full-time
Work Model: First 3 months fully onsite, then hybrid (3 days in office / 2 days remote)

Responsibilities
  • Investigate and analyze alerts triggered by transaction monitoring or internal reporting systems.
  • Assess transactions and customer profiles to detect potential financial crime risks or unusual patterns.
  • Coordinate with clients or internal teams to request and analyze additional information.
  • Identify red flags, summarize findings clearly, and justify escalation or case closure decisions.
  • Conduct thorough initial investigations and escalate complex or high-risk cases to specialized teams.
  • Ensure that all actions comply with internal controls, AML policies, and relevant legal regulations.
  • Contribute to the consistent application of compliance standards and knowledge sharing across teams.
  • Keep accurate, organized records of case reviews and decisions in line with audit and regulatory expectations.
Qualifications
  • Native or C1 level in French (spoken and written) and B2+ English proficiency.
  • Bachelor’s degree in Finance, Law, Business Administration, or related field.
  • Minimum 1 year of relevant experience in AML, compliance, due diligence, or risk management.
  • Strong understanding of financial regulations and AML best practices.
  • Excellent analytical, research, and communication skills.
  • Proven ability to assess and interpret complex data or transactions.
  • Collaborative team player with a high degree of accuracy and accountability.
  • Prior experience handling information requests or authority inquiries is an advantage.
Benefits
  • Work in a multicultural, dynamic team focused on compliance and risk prevention.
  • Hybrid flexibility after the initial training period.
  • Opportunities for learning, growth, and career advancement within the compliance domain.
Diversity and Inclusion

We are committed to building an inclusive workforce that reflects the diversity of our clients and the communities we serve. All qualified candidates are encouraged to apply regardless of gender, background, identity or experience. We value integrity, respect, and equal opportunity at every stage of our hiring process.

Advance Your Career in Anti-Financial Crime

If you are passionate about combating financial crime, safeguarding clients, and continuously developing your skills, we invite you to apply and help us shape the future of financial crime prevention.

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Soyez le premier informé

À propos du dernier Junior analyst Emplois dans France !

Payments Business Analyst, Banking & Financial Services (BFS)

Cognizant

Publié il y a 5 jours

Emploi consulté

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Description De L'emploi

**The Company**
Cognizant (NASDAQ:CTSH) is a leading provider of information technology, consulting, and business process outsourcing services, dedicated to helping the world's leading companies build stronger businesses. Headquartered in Teaneck, New Jersey (U.S.), Cognizant has over 350,000 employees as of January 2025. Cognizant is a member of the NASDAQ-100, the S&P 500, the Forbes Global 1000, and the Fortune 500 and is ranked among the top performing and fastest growing companies in the world.
**Banking & Financial Services Consulting**
Cognizant's Banking & Financial Services (BFS) Consulting team is seeking talented consultants with business analysis and digital change delivery experience to work with our ecosystem of clients, alliances, start-ups, and design agencies to deliver the next generation of banking products and experiences. This role provides an opportunity to join a rapidly growing, high energy and entrepreneurial team,
**Skills & Experience:**
+ Previous experience of Business Analysis / project manager roles in in the French Banking & Financial Industries, specifically within Payments domain
+ Working with Agile methodology
+ Working in a global delivery environment and with distributed teams
+ Management and execution of testing
+ Change management and user support
+ Corrective and evolutive maintenance
**Personal Attributes:**
+ Build strong relationships with clients and colleagues as well as on your own. A team player, able to work collaboratively with colleagues across different disciplines, geographies, cultures, and skill sets
+ Creative thinker, able to quickly analyse problems and identify appropriate solutions
+ Open-minded and pragmatic, with ability to guide teams to build customized tools/ templates for the engagements
**Essential Skills:**
+ Paiement SEPA SCT
+ SDD
+ Instant payment
+ Swift
+ Wero
+ Requirements analysis
+ Fluent French & English
+ Homologation & testing
+ Relational Database & SQL
+ Ability to understand technical logs
**Nice to have:**
+ Knowledge of environments API/WebServices
**Please note:** Role will initially be a 12-month fixed term contract
Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.
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Analyst Middle-Office & Financial Instruments Accounting

Gentilly, ILE DE FRANCE Sanofi Group

Publié il y a 5 jours

Emploi consulté

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Description De L'emploi

_Le contenu du poste est libellé en anglais car il nécessite de nombreuses interactions avec nos filiales à l'international, l'anglais étant la langue de travail._
_This job offer is accessible to all, regardless of gender_
**Job title:** _Analyst Middle-Office & Financial Instruments Accounting_
+ _Location: Gentilly_
**_About the job_**
**About Sanofi:**
We're an R&D-driven, AI-powered biopharma company committed to improving people's lives and delivering compelling growth. Our deep understanding of the immune system - and innovative pipeline - enables us to invent medicines and vaccines that treat and protect millions of people around the world. Together, we chase the miracles of science to improve people's lives.
**Our Team:**
The Middle Office & Financial Instruments Accounting ( **MO&FIA** ) team belongs to the Financial Risks & Markets ( **FRM** ) department, that within Financing, Treasury & Insurance manages Sanofi's exposures to market risks, mainly liquidity, interest rate, foreign exchange, equity & counterparty risks.
Together with MO&FIA, FRM comprises two other teams:
+ Capital Markets ( **CM** ), in charge of Debt, Sanofi own share management, Strategic funding, Equity capital markets support and Bank relationship monitoring
+ Front Office ( **FO** ) that pilots day-to-day liquidity & transacts external hedging instruments (holding)
**Main responsibilities:**
As an Analyst Middle-Office & Financial Instruments Accounting, you will:
+ Drive optimization of cash positions and transactions while actively monitoring risk levels
+ Lead cash management strategies that align with local regulations, market requirements, and Group treasury policies
+ Safeguard financial assets and ensure transaction security
+ Analyze and manage liquidity, currency, and interest rate risks in collaboration with Corporate Treasury
+ Build and maintain strong partnerships with internal stakeholders across departments and Finance functions
+ Develop and nurture relationships with banks and external treasury partners
Middle Office:
+ Follow-up of **centralized operating Foreign Exchange (FX) exposures** (budget & actuals) of ≈100 affiliates in 25 countries & 40 currencies, representing around 12 bn. P&L exposure per year (and creating a high sensitivity of Group operating income to FX fluctuations)
+ Review of **centralized financing & investing FX exposures** driven by investments, divestments & internal restructurings: capital increases/decreases, dividends, transfers of shares or intangible assets, loans & borrowings
+ The MO is in charge of **controlling these exposures and transmitting them to FO for external hedging** , as well as **granting internal hedges** to the exposed affiliates, in line with Group policy & procedures. The MO checks that as a result FX positions are balanced
+ Maintenance & control of the **FX rates database** (budget, trend, booking rates)
+ **Fair valuation** of derivative instruments for accounting purpose
+ **Analytical review** of actual consolidated FX gains & losses as well as net financial result
Financial Instruments Accounting:
+ **Sanofi holding financial instruments** (cash investments, financial debt, derivatives) **accounting** (IFRS, French Gaap & French tax rules). This activity covers day-to-day accounting (in the SAP-TRM Treasury Management System auxiliary ledger and through Manual Journal Entries) and month-end closings for a high volumetry of instruments (to illustrate: currently 10 to 15 bn. outstanding cash investments, 20 bn. outstanding financial debt, 100 to 150 bn. external FX derivatives dealt per year) representing a critical stake in terms of accuracy & completeness of Group financial reporting
+ Documentation of **hedging relationships**
+ Drafting of **notes to consolidated financial statements** and to Sanofi holding statutory accounts related to financial instruments
The MO&FIA Analyst reports to the Head of MO&FIA.
**_About you_**
**Experience:**
+ Significant experience of fieldwork in **Treasury or in Corporate accounting (Consolidation or Technical accounting)** in a large listed Corporate and/or a Big4 (or Big4 like) audit firm
**Soft skills:**
+ **Rigor & reliability** (the MO&FIA team's performance has a critical impact on Group P&L and cash-flows, viewing the damage that un-hedged FX exposures may rapidly provoke, and on financial statements accuracy & completeness)
+ Strong **analytical and synthesis capabilities** , oral and written
+ **Commitment** : Centralized FX exposures go from Mexico to Australia and often require early and after-hours interventions. Group accounting deadlines require, in particular for quarterly closures, a demanding volume of activity in a limited period of time
+ **Team working** spirit
+ **Pragmatism** and **organization skills** in order to meet tight deadlines (anticipation & pro-activity)
+ Strong **interpersonal skills** due to the permanent interactions with multiple stakeholders with the treasury & accounting communities
**Technical skills:**
+ **FX** : significant past-experience on & appetite for foreign exchange issues in a large multinational listed corporate
+ **Hedging** : economics, valuation, risk management & settlement of basic operating & investing FX hedging instruments ( **FX spots, forwards & swaps** )
+ **Accounting** : IFRS skills on financial instruments (classification, recognition, derecognition, measurement & disclosures of cash investments, financial debt and derivative instruments, including hedge accounting principles) are a + **Systems** : SAP-FI, SAP-TRM or other Treasury Management Systems, agility in excel modelling
**Education:**
+ Master in finance, specialization in technical accounting, treasury or financial markets is a **Languages:**
+ Fluency in **French** and **English** mandatory
**_Why choose us?_**
+ Join a **strategic financial hub** managing over 12 billion in annual FX exposures and 20 billion in financial debt, where your expertise directly impacts Sanofi's global financial performance
+ Be part of a **dynamic international environment** working with 100+ affiliates across 25 countries, offering extensive exposure to global markets and diverse stakeholders
+ Benefit from a **high-visibility role** at the intersection of Treasury and Accounting, collaborating with multiple departments and external partners while developing expertise in both operational and strategic financial management
+ Experience **professional growth** in a sophisticated financial setting using cutting-edge treasury management systems and working with complex financial instruments, while developing your skills in FX risk management and IFRS standards
**Pursue** **_progress._** **Discover** **_Extraordinary_**
Join Sanofi and step into a new era of science - where your growth can be just as transformative as the work we do. We invest in you to reach further, think faster, and do what's never-been-done-before. You'll help push boundaries, challenge convention, and build smarter solutions that reach the communities we serve. Ready to chase the miracles of science and improve people's lives? Let's Pursue _Progress_ and Discover _Extraordinary_ - together.
At Sanofi, we provide equal opportunities to all regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, protected veteran status or other characteristics protected by law.
#LI-FRA
#LI-Hybrid
**Pursue** **_progress_** **, discover** **_extraordinary_**
Better is out there. Better medications, better outcomes, better science. But progress doesn't happen without people - people from different backgrounds, in different locations, doing different roles, all united by one thing: a desire to make miracles happen. So, let's be those people.
At Sanofi, we provide equal opportunities to all regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, ability or gender identity.
Watch our ALL IN video ( and check out our Diversity Equity and Inclusion actions at sanofi.com ( !
Global Terms & Conditions and Data Privacy Statement ( is dedicated to supporting people through their health challenges. We are a global biopharmaceutical company focused on human health. We prevent illness with vaccines, provide innovative treatments to fight pain and ease suffering. We stand by the few who suffer from rare diseases and the millions with long-term chronic conditions.
With more than 100,000 people in 100 countries, Sanofi is transforming scientific innovation into healthcare solutions around the globe. Discover more about us visiting or via our movie We are Sanofi ( an organization, we change the practice of medicine; reinvent the way we work; and enable people to be their best versions in career and life. We are constantly moving and growing, making sure our people grow with us. Our working environment helps us build a dynamic and inclusive workplace operating on trust and respect and allows employees to live the life they want to live.
All in for Diversity, Equity and Inclusion at Sanofi - YouTube (
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