11 Emplois pour Crédit - France

**About the Role:**
**Grade Level (for internal use):**
12
**The Team:**
This is an exciting opportunity to join the Credit and Risk Solutions (C&RS) Team, a focused and dynamic team with the opportunity to build on the last few years of significant growth and product development within the C&RS Business. The Credit Product Specialists' mandate is to help Sales Specialists monetize and leverage SPGMI's capabilities, by providing significant knowledge of credit capabilities including our quantitative credit risk models, climate-related credit risk models, credit assessment scorecards, as well as research and ratings from S&P Global Ratings, to serve our clients in managing complex credit risk management issues.
**The Impact:**
The C&RS business is a significant contributor to the overall growth of the Market Intelligence (MI) Division. The product suite is a critical piece of this growth story as the distribution channel for Ratings proprietary content and a provider of models and workflow tools to underpin the Credit Workflow for rated and unrated borrowers, counterparties, customers, and suppliers. The role of the Credit Product Specialist is critical to the success of the business. In an increasingly complex and competitive environment, credit products cannot be sold without the expertise of the Credit Product Specialist. These Specialists provide expertise and credibility to the sales and retention process. The role is therefore impactful and highly visible and, although heavily client-facing, is also beholden to many internal stakeholders.
**Responsibilities:**
+ Provides credit solutions expertise throughout the new business sales cycle
+ Supports complex client requests and provides solutions training
+ Establishes relationships with Sales Specialists and Product Managers to help in diagnosing, distilling, designing and delivering credit workflow solutions specifically to the European market
+ Aligns with Commercial and Product strategy for credit products and executes high level pre-sales and post-sales implementation plans
+ Serves as a credit product expert across functional groups
+ Demonstrates excellence across SPGMI credit capabilities
+ Develops campaigns and initiatives for driving revenue growth for segment-specific sales and assists in client retention work regarding credit products
+ Stays well connected to strategic credit customers in the market
+ Collaborates internally to help design and deliver credit training on appropriate products
+ Undertakes thought-leadership pieces, speakerships at relevant conferences and SPGMI credit webinars
+ Conducts Proof of Concepts, assists in RFPs and test cases for regulatory requirements such as IFRS9
**What We're Looking For:**
+ Master's degree
+ 7+ years relevant industry experience, e.g. in credit and risk management, professional services, solution providers
+ Multilingual: English + German Or French Or a Nordic Language
+ Strong grasp of credit risk modeling techniques & credit risk management
+ In-depth understanding of complex client credit risk workflows, ideally across multiple segments (Corporates, Commercial and Investment Banking, Insurance, and Investment Management)
+ Ability to interact confidently with the team, prospects and clients as well as across-functional teams within the organization, i.e. Product Management, Education, Legal and Marketing
+ Ability to solve complex problems and, when necessary, adopt a new perspective using expert judgement
+ Possession of exceptional communication and interpersonal skills
+ Self-motivated, with a strong desire to succeed and a positive mindset
+ Ability to work well under pressure and to multi-task
+ CFA Charterholder is a plus
+ Credit risk modelling experience is a plus
**About S&P Global Market Intelligence**
At S&P Global Market Intelligence, a division of S&P Global we understand the importance of accurate, deep and insightful information. Our team of experts delivers unrivaled insights and leading data and technology solutions, partnering with customers to expand their perspective, operate with confidence, and make decisions with conviction.
For more information, visit .
**What's In It For** **You?**
**Our Purpose:**
Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology-the right combination can unlock possibility and change the world.
Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.
**Our People:**
We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.
**Our Values:**
**Integrity, Discovery, Partnership**
At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of **integrity** in all we do, bring a spirit of **discovery** to our work, and collaborate in close **partnership** with each other and our customers to achieve shared goals.
**Benefits:**
We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global.
Our benefits include:
+ Health & Wellness: Health care coverage designed for the mind and body.
+ Flexible Downtime: Generous time off helps keep you energized for your time on.
+ Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
+ Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
+ Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
+ Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference.
For more information on benefits by country visit: Hiring and Opportunity at S&P Global:**
At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.
**Recruitment Fraud Alert:**
If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here ( .
---
**Equal Opportunity Employer**
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to:   and your request will be forwarded to the appropriate person. 
**US Candidates Only:** The EEO is the Law Poster   describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - - Professional (EEO-2 Job Categories-United States of America), PDMGDV202.2 - Middle Professional Tier II (EEO Job Group), SWP Priority - Ratings - (Strategic Workforce Planning)
**Job ID:**
**Posted On:**
**Location:** Frankfurt, Germany

**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Don't just sell bonds, invest in your future!**
**Where would you fit in?**
In this role, you will be responsible and accountable for:
+ Contributing to MUFG's revenue targets and enhancing MUFG's brand and investor franchise;
+ Contributing proactively to the MUFG Global Market's Client Strategy
+ Managing and developing MUFG EU's client relationships in France, Belgium Luxembourg and Holland
+ Sourcing and disseminating risk in IG / EM credit product amongst institutional investors
**What we're looking for**
**Work Experience / Skill set**
+ Minimum of 3 years + relevant sales experience selling IG / EM Credit product to a variety of investor types (central banks, SWF, asset managers, insurance companies, pension funds etc.
+ Excellent client relationships and knowledge of EU institutional investors
+ Excellent Digital literacy
+ Significant understanding of Financial market products, Risk , Compliance and Controls
+ Fluent French required
**Personal Requirements**
+ A 'Be Excellent' mindset
+ Creative and Critical Thinker able to perform under pressure
+ Compelling Communication skills
+ Ability to win trust and build and maintain long term investor relationships
+ Results and outcome driven with a strong sense of accountability
+ Energetic, positive, aspirational approach to the role
Team player with integrity and able to take the initiative
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute

Dans le cadre du développement de l'équipe Crédit de notre client, banque étrangère, nous recrutons un(e) Credit Administration Officer spécialisé(e) en prêts Corporate et Immobilier Commercial.

Votre mission

Vous êtes responsable de la gestion efficace de l’administration des crédits dans les secteurs Corporate et Commercial Real Estate, en veillant à la conformité documentaire et réglementaire des opérations de prêt.

Vos responsabilités

• Vérifier l’exhaustivité et la conformité des documents de prêt transmis par le front office.

• Contrôler la concordance entre les termes du prêt, les décisions du comité de crédit et les exigences réglementaires.

• Suivre les covenants, assurances et autres obligations contractuelles.

• Coordonner avec les parties prenantes internes pour résoudre les éventuelles anomalies documentaires.

• Tenir à jour les dossiers de prêts : contrats, avenants, documents annexes.

• Travailler en étroite collaboration avec la gestion des risques pour évaluer l’exposition et anticiper les risques de crédit.

• Participer aux activités de servicing : décaissements, renouvellements, modifications.

• Préparer des rapports à destination de la direction et des autorités de régulation.

Associate/VP, Hedge Fund Underwriting, Global Markets Credit- Enterprise Credit
London, United Kingdom;Paris, France
**To proceed with your application, you must be at least 18 years of age.**
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**Company Overview**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
**The Team**
Hedge Fund Credit role within Global Markets Credit (GMC) responsible for managing the counterparty risk on a portfolio of EMEA-based hedge funds.
GMC(1st Line of Defence) sits within Enterprise Credit which delivers and manages the credit relationship for wholesale clients in accordance with Bank of America's growth strategy, risk appetite and underwriting standards. Enterprise Credit is responsible for analysing and underwriting debt financing solutions and derivative strategies for Global Banking & Markets. GMC isresponsible for underwriting Structured Financing Transactions, Non-Recourse Lending to SPVs, Specialty Finance, Hedge Funds and Regulated Funds (Real-Money Accounts), Central Counterparties (CCPs), and Municipal Banking and Markets.While we are an independent function, we work closely with product specialists, relationship managers and the risk function.
**Responsibilities**
+ Managing a portfolio of EMEA based hedge fund clients from on-boarding through to underwriting/credit approval and ongoing risk management.
+ Detailed written analysis of hedge fund clients demonstrating a good understanding of investment strategies, liquidity, leverage and volatility.
+ Perform qualitative and quantitative credit assessment of clients and their trading exposure including stress and sensitivity analysis.
+ Lead credit due diligence calls with hedge fund clients and prepare written due diligence assessments for risk management review.
+ Propose risk-based limits based on assigned internal counterparty rating.
+ Approval of daily trade flow including the calculation and application of Initial Margin
+ Liaise with Legal to initiate documentation for trading activity including the specification of credit terms as required.
+ Timely identification and escalation of limit overages, margin disputes and missed calls, monthly NAV trigger breaches, escalation threshold breaches and ad-hoc report management, escalating anycounterparties/issuesof concern as necessary.
+ Assist junior colleagues to ensure timely attention of limit breaches and escalations.
+ Assist junior team members in continued self-development including enhanced product knowledge and understanding of more complex clients/trades.
+ Prepare monthly management information in respect of European hedge fund exposures for senior risk committees and be able to speak to the data.
+ Promote strong engagement with Sales & Trading executives, Agreements & Documentation (A&D) partners, Collateral Management & Operations, Prime Brokerage Risk, Enterprise and Market Risk Management.
+ Assist in ad-hoc project work and regulatory deliverables as required.
**Requirements**
+ Prior experience in a hedge fund counterparty credit risk role.
+ Strong knowledge of hedge funds, their strategies and associated risks.
+ A good understanding of Global Markets and derivativeproducts/documentation.
+ Ability to manage significant deal flow often to tight deadlines in a dynamic and fast-paced environment.
+ Confident self-starter with strong communication skills and an ability to negotiate effectively.
+ Problem solver, ability to manage issues in a timely manner.
+ Good quantitative and Excel based skills required.
+ Bloomberg experience advantageous.
+ Candidate should be a strong team player, willing to support more junior members of the team and the team lead, as required.
**Bank of America**
Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.
We are an equal opportunities employer, and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity, marital status, race, colour, nationality, ethnic or national origins, age, sexual orientation, socio-economic background, responsibilities for dependants, physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.
We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
To view the "Know your Rights" poster, CLICK HERE ( .
View the LA County Fair Chance Ordinance ( .
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Tradeweb Markets is a world leader in the evolution of electronic trading. A fintech company serving approximately 2,500 clients - including the world's largest banks, asset managers, hedge funds, insurance companies, wealth managers and retail clients -- in more than 65 countries across the globe. Since our first trade in 1998, we have helped transform and electronify the fixed income markets. Tradeweb is a culture built on innovation, creativity and collaboration. Through a combination of very talented and driven people, innovative products and solutions, cutting-edge technology, market data, and a vast network of clients, we continue to work together to improve the way financial markets trade.
Mission: Move first and never stop. Collaborate with clients to create and build solutions that drive efficiency, connectivity, and transparency in electronic trading.
**Job Description**
Tradeweb is looking for a Credit and EM Salesperson to join the Paris office. Your experience to date will include working the Sales team to build and develop a client pipeline, establish new contacts with existing accounts and also develop relationships and identify opportunities with new and existing clients. You will have excellent interpersonal skills, a flexible style suited to building relationships with a range of clients and the tenacity to pursue opportunities and close deals. Ideally, you will have gained a solid understanding of Fixed Income products including European Credit and Emerging Markets and have some insight into how products are traded electronically in the Dealer to Client environment. To be successful, you will also need to demonstrate an ability to work closely with various internal teams both locally but also in the US, Europe and Asia. Importantly, you should be an effective communicator, able to leverage and share information to maximize growth and opportunity within the sales team but also, more broadly, for Tradeweb generally.
**Job Responsibilities**
+ Engaging with buyside clients on Credit and EM: asset managers, banks, corporates as well as new business prospects, helping to maintain and expand Tradeweb's client base in France.
+ Work alongside senior team members to support the buy-side sales strategy.
+ Provide high-quality client support by responding to phone and email inquiries promptly and professionally.
+ Develop relationships with key clients and learning to present product information as needed.
+ Stay informed on market trends and competitor activity to help maintain Tradeweb's position as a leader in Fixed Income and Derivatives e-trading.
**Qualifications**
+ Understanding of European Credit and EM experience, ideally 5 - 10 years' experience
+ Understanding of electronic trading/e-commerce
+ Interest in electronic trading/e-commerce with a desire to develop knowledge in this area.
+ Some exposure to client workflows, clearing, or settlement is a plus but not required.
+ Strong interpersonal skills and eagerness to build a professional network.
+ Good communication and presentation skills, with a willingness to develop further.
+ Fluent in French and English.
+ Motivated and goal-oriented with a proactive mindset.
+ Committed to learning and maintaining high standards of work.
+ Team-player with a collaborative and adaptable approach.
**Private Policy Statement Link:**
Markets LLC ("Tradeweb") is proud to be an EEO Minorities/Females/Protected Veterans/Disabled/Affirmative Action Employer.

**About the Role:**
**Grade Level (for internal use):**
11
**The Team:**
This is an exciting opportunity to join the Risk & Valuation Services (RVS) Revenue organization, a focused and dynamic team with the opportunity to build on the last few years of significant growth and product development within the Business, and take those growth opportunities to market.
**What's in it for you:** As a Sales Specialist you will be responsible for hitting revenue targets through expanding existing products and selling new products across Credit, Global Insights and, Data, Valuations and Risk Analytics.
You will be an ambassador for RVS within S&P Global in the region, and externally in the market. Representing the voice of the customer you will have input into product and commercial strategy and as such will have senior leadership exposure in strategy and planning sessions.
As the RVS business grows in the region, there will be opportunities for growth as a Senior Sales Specialist.
The complimentary nature of RVS products with other solutions across MI, means you will have opportunities to build relationships with stakeholders across the MI division and across S&P Global.
**Responsibilities and Impact:**
The RVS business is a significant contributor to the overall growth of the Market Intelligence (MI) Division. The varied product suite addresses client challenges in Credit Risk, Market Risk, Third Party Risk through its data, research, platforms and models, and services clients across Financial Institutions, Corporates and Governments. We are at the forefront of solving new challenges for clients as the market and regulatory landscape continues to change.
Within your territory you will have exposure and responsibility to interact with prospects and clients across commercial segments including Investment Managers, Investment Banks, Private Equity firms, Commercial Banks, Insurance Companies, demonstrating how the RVS suite can underpin their critical business workflows.
The RVS Sales Specialist are supported by a number of stakeholder teams including Product Specialists, Customer Success, Prospecting, Marketing and Client Services.
**Specific Responsibilities of a Sales Specialist will include:**
+ Build and execute on book of business/territory strategy and identify opportunities for growth and expansion.
+ Manage a sales territory.
+ Build strong connection with other Market Intelligence stakeholders in region (e.g. Prospecting, credit customer success, and credit client services).
+ Be an internal ambassador in region for RVS across Business Units and divisions, collaborating closely with the Account Managers and Desktop Sales Specialists covering Iberia.
+ Drive and track cross Business Unit, Cross Divisional and Synergy referrals and campaigns in region.
+ Build relationship with local regulatory bodies to understand regulatory landscape and how the RVS suite can meet regulatory needs in region.
+ Adopt structured and disciplined approach to tracking activity, pipeline accuracy and forecasting.
+ Embrace a customer focused, diagnostic selling approach.
+ Partner closely with other internal stakeholders, such as Product Management, Market Development, Legal and Client Support teams.
**What We're Looking For:**
The RVS Revenue organization values partnership, relationships and communication. It is crucial that you model these attributes. In addition, we are looking for:
+ A strong commercial mindset with prior experience selling to, speaking to, or interacting with Risk personas.
+ An understanding of fixed income / credit markets gained via experience at a financial institution, asset manager or financial data / technology firm.
+ Strong communication, organization, presentation, and negotiation skills. Confidence in meetings, presentations and dealing with senior executives and decision makers remotely or in person.
+ Creative thinking and problem solving to drive solutions that address client needs with the RVS suite of solutions.
+ Bachelors or Master degree in a relevant discipline.
+ Five + years relevant experience
**About S&P Global Market Intelligence**
At S&P Global Market Intelligence, a division of S&P Global we understand the importance of accurate, deep and insightful information. Our team of experts delivers unrivaled insights and leading data and technology solutions, partnering with customers to expand their perspective, operate with confidence, and make decisions with conviction.
For more information, visit .
**What's In It For** **You?**
**Our Purpose:**
Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology-the right combination can unlock possibility and change the world.
Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.
**Our People:**
We're more than 35,000 strong worldwide-so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.
**Our Values:**
**Integrity, Discovery, Partnership**
At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of **integrity** in all we do, bring a spirit of **discovery** to our work, and collaborate in close **partnership** with each other and our customers to achieve shared goals.
**Benefits:**
We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global.
Our benefits include:
+ Health & Wellness: Health care coverage designed for the mind and body.
+ Flexible Downtime: Generous time off helps keep you energized for your time on.
+ Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
+ Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
+ Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
+ Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference.
For more information on benefits by country visit: Hiring and Opportunity at S&P Global:**
At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.
**Recruitment Fraud Alert:**
If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, "pre-employment training" or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here ( .
---
**Equal Opportunity Employer**
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to:   and your request will be forwarded to the appropriate person. 
**US Candidates Only:** The EEO is the Law Poster   describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - - Sales (EEO-2 Job Categories-United States of America), SLSOUS402.2 - Middle Professional Tier II-Ou Sales (EEO Job Group)
**Job ID:**
**Posted On:**
**Location:** Paris, France

Vous êtes passionné(e), vous avez soif d’aventures, de nouveaux challenges ? Vous souhaitez intégrer une équipe dynamique avec une grande expertise métier ? Le groupe Serpe n’attend que vous !  

Nous recherchons  un Responsable Crédit Management groupe H/F  afin d’intégrer notre Direction Administrative et Financière située à Bouillargues (30)

Qui sommes-nous ?

Le Numéro 1 de l’élagage et 4 ème  acteur du paysage en France ! 

Le Groupe Serpe est spécialisé dans l’embellissement du cadre de vie par la création et l’entretien d’espaces végétalisés, comprenant la création et l’entretien des espaces verts et les travaux d’élagage, abattage, débroussaillage, entretien des réseaux et génie écologique.

Le Groupe Serpe allie la force du groupe et la proximité locale, avec 1000 salariés collaborant au sein d’un réseau de 35 agences et les 8 sociétés du Groupe réparties dans l’hexagone.

Nos forces ?   

15% de l’encadrement a commencé sur le terrain Nos équipes sont complémentaires et pluridisciplinaires Une entreprise familiale en pleine expansion au service du client et de sa satisfaction durable.

  Nous étudions, à compétences égales, toutes candidatures dont celles des personnes en situation de handicap.

Profil Le Responsable Credit Management Groupe à la Serpe : Vous aurez la responsabilité du recouvrement de la production du Groupe et, dans un contexte où le Groupe a eu une croissance forte ces dernières années, vous aurez à structurer et à professionnaliser la fonction recouvrement en termes de méthodes et de procédures. L'objectif sera d'optimiser le taux de recouvrement et le délai de paiement de la production.Vous serez rattaché au Trésorier du groupe. Vos principales missions : Manager et accompagner les équipes recouvrement et comptabilité client (4 personnes),Faire monter en compétence les équipes,Mettre en place les procédures d’ouverture de compte client en fonction des cotations crédit,Assurer le suivi de la cotation des clients,Améliorer les procédures de recouvrement client,Assurer le recouvrement de l’encours client,Assurer le lien avec les sociétés de recouvrement et les avocats pour les dossiers contentieux,Assurer le lien avec le factor sur le périmètre des clients cédés,Assurer le lien avec les sociétés d’assurance-crédit,Intégrer les filiales dans les processus groupe,Mettre en place avec les services opérationnels concernés (Commercial, Opérations, Facturation, …) les procédures administratives et comptables nécessaires à la fiabilité de l’information et à un recouvrement rapide et efficaces des créances,Mettre en place les tableaux de bord nécessaires au pilotage du recouvrement,Assurer la tenue de la comptabilité client, avec des comptes justifiés à chaque situation mensuelle,Établir en fin de mois les FAE et les provisions nécessaires à l’établissement de la situation,Vous serez en interaction régulière avec les dirigeants, le Comité de Direction, les agences et les différents services opérationnels, les commissaires aux comptes, les conseils, ainsi qu’avec l’ensemble des autres services de la DAF (Contrôle de gestion, trésorerie et recouvrement). Profil : Issu d'une formation supérieure en finance/comptabilité (Bac + 5), Vous possédez une expérience de 15 ans sur un poste similaire dans un contexte structuré,Vous êtes reconnu pour votre implication, votre sens du détail et votre sens du résultat,Vous êtes un manager reconnu et apprécié,Vous êtes à l'aise avec l'outil informatique et les traitements comptables dématérialisés. Informations contractuelles Date de prise de poste : au plus tôt Contrat : CDI Statut : Cadre Salaire : 3800€ - 4200€ mensuel Brut Prime annuelle sur objectifs

Les petits +

Mutuelle (prise en charge à hauteur de 50% par l’employeur) Évolution et mobilité interne favorisées Formation professionnelle Un parcours d’intégration est prévu dès votre embauche

**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
**Who We Are**
First Japanese banking group with more than 350 years of history, MUFG is one of the largest financial institutions in the world (A1/A/A-). With approximately 170,000 employees in more than 50 countries, MUFG is the 9th largest bank and largest non-state-owned bank in the world in total assets (USD 2.7 trillion as of December 2024).
MUFG offers its large corporate clients a wide range of financial services and products such as capital markets bonds & loans, acquisition finance, leverage finance, project finance, structured finance, FX & rates risk management, working capital finance, trade finance, cash management, etc
With around 100 employees and present in Paris for more than 50 years, MUFG Bank Paris is a branch of MUFG Bank with two types of activity:
+ "Global Corporate & Investment Banking": global relationship with the main French corporate groups of the CAC 40 and SBF 120 stock exchange index
+ "Japanese Corporate Banking": relationship with the subsidiaries of Japanese groups in France.
**Our Business Areas**
CAD (Credit Analysis Department) is an integral part of GCIB EMEA (Global Corporate Investment Banking) by providing the fundamental credit analysis required to support the approval and execution of transactions as well as ensuring the bank's balance sheet is suitably protected by risk monitoring and proactive portfolio management.
**What To Expect**
The position, based in our Paris branch, is part of Credit Analysis Department (CAD). The work is mainly in English.
As part of a team of around 20 people, your main task will be to carry out fundamental analysis of major French groups and their subsidiaries in order to conclude on their credit quality. You will be responsible for establishing annual reviews and credit ratings, and developing your knowledge of corporate banking products:
+ Collection and processing of financial data, calculate financial ratios
+ Preparation of credit memos including bottom-up analysis of consolidated and company accounts, business and financial strategy analysis and sector review
+ Proposition of a bank-specific internal rating to decide on the credit risk
+ Monitoring of the various industries as well as the competitive and regulatory environment
+ Monitoring of significant events specific to companies (publication of results, stock market alerts, profit warnings etc.)
+ Exchanges with the risk teams in London, in the context of specific credit requests (credit lines, guarantees, market lines, etc.).
**Join our Team**
We look for talented, motivated and ambitious people who will be able to help drive our business forward. The successful candidate will have:
+ Higher education (Bac+4/5) (Grande Ecole programme, Specialised Master)
+ Fluency in French **and** an excellent level of operational English
+ Good accounting and financial knowledge
+ Understanding of financial accounts
+ A strong analytical mind and ability to summarise
+ Good writing skills
+ Knowledge of corporate finance
+ A good understanding of procedures and the importance of respecting them
+ A high degree of rigour, reliability and organisation
+ A high level of motivation
We are open to considering flexible working requests in line with organisational requirements.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute